payment services for fintechs Enfuce

We fuel fintech growth with cutting-edge payment services.

For fintechs building growth with card issuing

With our feature-rich payment services, fintechs can expand their customer bases exponentially and engage existing users.

Card as a Service

Start issuing payment cards in just eight weeks.

With our turnkey service, you can launch and issue payment cards in just weeks rather than months, and enable your cardholders to start paying instantly from applying for their card.

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My Carbon Action

Unite consumers in the fight against climate change.

By adding our transaction-based carbon footprint calculator as an add-on to your payment solution, you can help your customers live a more sustainable life .

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Payment card use cases for fintechs

Discover the possibilities payment cards have to hold for fintechs from different segments and use cases.


Digital banking

As industry challengers, neobanks need to stay at the forefront to keep customers consistently choosing their services over the competition. Adding payment cards strengthens the innovators’ offering and grow customer engagement, ultimately increasing the wallet share.


Lending and credit

SME and consumer lending fintechs are the best at providing instant credit access to underserved customers. With a card, use of borrowed funds is even smoother and it is possible to expand your services quickly to multiple markets.

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Expense management

Fintechs that simplify B2B expense management need to offer smooth service to their customers. With a flexible payment card solution, they streamline business spending and provide value-added features like detailed reporting and fraud monitoring.


Loyalty and membership

Customers’ payment data helps fintechs develop services tailormade for their users. By issuing loyalty cards (physical or digital), an innovative fintech can boost customer engagement while sharpening their offering.



Fintechs revolutionising transportation need integrations to multiple systems to efficiently provide their solution. Partnership with a payment processor allows issuing prepaid cards securely with instant top-up from different channels.

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Want to know more?

We’re happy to discuss the possibilities modern payment cards can open for your fintech company.

Hear it from customers – they love and praise us!

As a customer, you’ll get easy-to-use, safe and scalable payment solutions that your customers and end-users worldwide can trust and love. Check out what our customers think about working with us!

Hear it from customers – they love and praise us!

As a customer, you’ll get easy-to-use, safe and scalable payment solutions that your customers and end-users worldwide can trust and love. Check out what our customers think about working with us!

The collaboration with Enfuce is enabling us to offer more cutting-edge features to our existing and new customers faster. With their card-issuing service, we’ve been able to smoothly and quickly onboard end-users in six markets.

Niccolo Perra, CTO and Co-Founder at Pleo

We and Enfuce spoke the same no-nonsense language right from the start. Like us, they don’t beat around the bush. We understand how they work, and they understand how we work. This is a huge asset for us when it comes to technical discussions and development.

Jean-Daniel Guyot, Co-founder and President of the Management Board at Memo Bank

With a card issuing solution, we have been able to further strengthen our value proposition for the increasingly demanding market by introducing new functionalities fast.

Jonas Hultin, CEO at Rocker

Enfuce has enabled us to build smarter and socially conscious banking services. They’re not only a partner in our venture, they are a crucial element in our above-and-beyond value proposition to our customers.

Haukur Skúlason, CEO at indó

Unlike many other processors, Enfuce has been able to filter out all the payments-related jargon and present the solutions in simple terms.

Thomas Jansson, Chief Growth Officer and Co-Founder at Qred

Key Enfuce services and features to strengthen your offering

  • Implementation in just eight weeks
  • BIN sponsorship and program management
  • Multi-currency payment services
  • Instant access to funds
  • Feature-rich digital cards
  • Compatibility with all virtual wallets

We’re here to help you

How to launch the winning payment card

Your complete guide to successful card issuing in 2020s: Everything you need to know to issue a future-proof card product, including use cases, ecosystem partners, build vs. buy considerations, and more.


Supporting your success

The fintech world never stands still, and today’s customers demand more from their service providers – quicker onboarding, smoother user experience, lower fees, more convenient access, you name it.

Having a robust payment processing system for your services gives you a unique competitive advantage, allowing you to stay ahead and quickly react to changing customer needs by launching new features.

Enfuce is a trusted Nordic partner of multiple European fintechs in prepaid and debit card issuing. We help fintechs become card issuers in just weeks, but also enable them to capitalise on revenue-generating opportunities as they arise, for example, by adding payment in instalments to their offering.

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