Non-bank lenders now account for 68% of UK SME lending. But most still stop at the loan. Few have put a card in their customers' hands, and the gap between winning the lending relationship and keeping it is where competitors gain the upper hand.
This guide is for lenders who want to close that gap. Explore how a branded card deepens the customer relationship, adds a recurring revenue stream and launches faster than you think.
Inside the guide:
- The structural gap between winning a lending relationship and owning it.
- How interchange, instalments and cashback create revenue a loan can't generate.
- What makes a card product right for SME borrowers specifically.
- Why the build route costs more than lenders expect, and what the alternative looks like.
- How a credit-ledger-native platform differs from a debit programme with credit bolted on.
- Compliance, BIN sponsorship and scheme access: what Enfuce absorbs so you don't have to.
- How Funding Circle turned point-in-time loan relationships into everyday ones.
