Open Banking Hub

Streamline your payment processes, give your customers access to digital accounts and enable them to initiate payments with a single connection through the Open Banking Hub.

Compliant access to digital accounts

You can introduce game-changing services quickly and streamline your payment processes with our Open Banking Hub. The service offers a single connection to access account information and initiate payments. Enfuce is an authorized payment institution* and together with us you get access to banks.

*Enfuce License Services Ltd, which is part of Enfuce Financial Group, holds the Payment Institution license and is under the supervision of Finnish Financial Supervisory Authority.

Open Banking Enfuce

Build innovative

Introduce smart services based on account data.

Improved efficiency

Streamline your payment processes in digital channels.

Authorized payment institution

Together with Enfuce, you get access to banks.

Access to banks’ sandboxes

Run full test cycles in our test environment.

Access beyond PSD2

Access premium and partner APIs.

All customer categories and services

Supports consumer and corporate accounts and all PSD2 services.

Open Banking for everyone

Enfuce was founded to enable change in the payment industry, and having open banking for everyone is a corner stone in this change. It is fast and easy for customers like fintechs, insurance companies, banks, accounting firms and mobile network operators to introduce open banking services together with Enfuce. In practice, it means easy access and development of financial services. We remove technical complexity and facilitate the access to banks as an authorized payment institution.

We’re here to help you

Developer portal

Our Developer Portal helps you to discover the Open Banking possibilities and deploy your services successfully. The API documentation and Developer Guide will support you on how to work with our APIs. All APIs are following the Berlin Group’s NextGenPSD2 specification.

Our test environment is connected to banks’ sandboxes and allows you to run full test cycles for your service before going live. It’s open for everyone – you can access it simply just by requesting credentials to it via

Visit Developer Portal

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