Privacy Notice

Last Modified: 11th December 2019

Enfuce Financial Services Ltd and its affiliates (collectively “Enfuce”, “we” and “us”) are committed to protecting your privacy. For a version of this notice in Finnish, please click here; however, please note that our English version supersedes any discrepancies between the language versions.

Enfuce offers a range of cloud-based payment processing and open banking services to other businesses. You may have visited our website or used our services for any one or more of the following purposes:

  1. out of curiosity about Enfuce and its services (a “Site Visitor”), 
  2. as a developer to review, access or use our APIs (an “API Developer”), and
  3. as a customer of Enfuce (a “Customer”).

We consider each of these reasons for visiting our website or using our services a type of “data subject category” that helps us design, protect and inform you about your particular privacy rights.

This Privacy Notice includes:

  1. What information does Enfuce collect?
  2. For which purposes is my data collected?
  3. How is my data protected?
  4. For how long will my data be stored?
  5. Who is processing my data?
  6. What are cookies and are they used on Enfuce’s web sites?
  7. How can I influence my privacy? What are my rights?
  8. Is this Privacy Notice subject to changes?
  9. How can I contact Enfuce?

1. What information does Enfuce collect?

We collect data in four ways and the extent of data we collect depends on your data subject category:

2. For which purposes is my data collected?

Where we act as a controller, we rely upon the following legal grounds to ensure that our use of your data is compliant with applicable law. In general, we collect your data to provide our services and manage our websites. The legal basis under which we collect data are the following:

We do not use your data for any other purpose. If we do, we will provide you a specific notice at the time of collection and obtain your consent when required by applicable law to use your data for such other purpose.

3. How is my data protected?

We use appropriate technical, organizational and administrative security measures within Enfuce to protect any information against loss, misuse, and unauthorized access, disclosure, alteration and destruction. Your data is only accessible to a limited number of Enfuce personnel who need access to perform their duties. 

This being said, no data transmission or storage system can be 100% guaranteed. If you have any reason to believe that your interaction with us is no longer secure, please contact us immediately.

4. For how long is my data stored?

We store your data only for as long as is necessary.

This being said, we may continue to store your data after your relationship with Enfuce has ended to the extent necessary to comply with our legal and regulatory obligations, for example, up to six (6) years, or for certain legitimate business interests. In such cases, we do so in accordance with any limitation periods and records retention obligations that are imposed by applicable law, which may allow us to anonymize your data so that is no longer possible for it to identify you.

5. Who is processing my personal data?

Enfuce does not sell or rent your data to marketers or unaffiliated third parties. We process your data ourselves and share your data with trusted entities as set forth below:

We store our data in the EU or the EEA. If any data is transferred outside the EU or EEA, we will ensure that the country to which the data is transferred is approved as having a sufficient level of privacy protection by the European Commission, by using standard contractual model clauses approved by the European Commission, or on the basis of other lawful transfer mechanisms. Third party suppliers processing data on our behalf must process personal data in compliance with this Privacy Notice. 

6. What are cookies and are they used on Enfuce’s website?

We may use cookies and other similar technologies to recognize you when you visit our website. Please visit our Cookies Notice for further information.

7. How can I influence my privacy? What are my rights?

We are committed to providing you with choices and control over your data. In this section, we list different ways of influencing our data collection and processing.

Your Rights 

To exercise these rights, please contact us. We will comply to your request to the extent required by applicable law. We may verify your identity before responding to your request. 

In case you consider our processing of your personal data infringes the applicable privacy laws, you may have the right to lodge a complaint with the supervisory authority in the EU member state of your place of residence, place of work or place of the alleged infringement. 

Preventing the use of cookies

Users can prevent the use of cookies by not accepting the use of certain cookies or changing their browser settings. Preventing cookies may have an impact on the way our services function. Please visit our Cookies Notice for further information.

8. Is the Privacy Notice subject to changes?

Our services and applicable law are continuously developing. We reserve the right to change this Privacy Notice by informing you through updates on this notice page. The date of this notice can be found at the top of the page, and prior versions can be found through the link below. We recommend that users read our Privacy Notice on regular basis to keep track of changes.

9. How can I contact you?

You can send us any questions or concerns related to this Privacy Notice via email to or send physical mail to Enfuce Financial Services Ltd, Metsänneidonkuja 12, 02130 Espoo, Finland, Attn: Legal.

Version and change history

Version DateArchived link
13th June 2018 notice version 1
11th December 2019