In this episode.

In this episode of In the Hot Seat, Charles Kerrigan, Partner at CMS London, and Matt Williamson, SVP at Endava, join host Denise Johansson for an insightful discussion on the evolving AI landscape and its implications for fintechs.

Key highlights:

The current pace of AI innovation—Wild West or strategic opportunity?
Key differences between horizontal (EU) and vertical (UK) regulations and what they mean for fintechs.
Why GenAI is best used as an expert tool, and the pitfalls of over-reliance on it.
The often-overlooked importance of data hygiene and how early adopters can do better.
Predictions for AI’s impact on fraud detection, transparency, and regulatory frameworks in 2025.

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Meet the guests

Charles Kerrigan: Charles Kerrigan, a Partner at CMS London, specialises in finance, technology, and digital assets. As part of the firm’s Crypto and Digital Assets Team, he advises clients on fintech, blockchain, AI, and financial regulation. With expertise in innovative funding models and technology transactions, Charles helps businesses navigate complex legal challenges. A thought leader in digital transformation, he frequently shares insights on the intersection of law, technology, and finance through speaking engagements and publications.

Matt Williamson: With over 25 years of international experience in digital banking and payments innovation, Matt Williamson is a senior executive and co-founder recognised for his vision, strategy, and passion. As SVP & Industry Principal at Endava, a global technology company specializing in digital transformation, he helps clients achieve business goals while driving social and environmental impact. A thought leader and speaker on ESG, open banking, and fintech, he also mentors and judges aspiring entrepreneurs, fostering future industry innovation.

Meet the host

Denise Johansson is the CEO and Co-Founder of Enfuce, the first fintech in the world to put payment processing in the public cloud. Denise is a dynamic female innovator and leader with almost 20 years of experience in the payment industry.

Denise, whose expertise has been recognised by several initiatives including InspiringFifty, has helped numerous European fintechs and financial institutions enter new markets quickly with safe, secure, and scalable card products. She is committed to encouraging more women into fintech, inspiring them to set bold goals and work towards them.