The infrastructure layer your expense platform runs on.
Cardholders get the freedom to spend in line with how each of your customer’s businesses operate. You get the card types, real-time controls, transaction data and multi-market infrastructure to support growth, all on one platform. Compliance, fraud, dispute management and scheme connectivity are built in, so your team focuses on building the product on top.
Hear from the platforms that grew with us
Hear from the platforms that grew with us:
Denise Johansson in conversation with Baltsar Sahlin.Mynt’s journey from BIN sponsorship to full issuer, built on a partnership where cultural fit and trust came first.
Enfuce CEO and Mynt CEO
Thomas Ørnstrup Bergmann“This partnership with Enfuce allows us to modernise our payment platform, increase security and create a more seamless experience across our network."
Global Director of B2C Payment Products at Circle K
Everything your expense platform needs to perform.
Finance teams with real-time control.
Real-time transaction streams, configurable spend controls and account hierarchies, all shaped to how each business operates, giving every finance team the accurate data and clear oversight to make confident decisions.
Multiple spend categories, one card.
Subscriptions, project budgets, travel, procurement and everyday spend, all from one platform with the card types, controls and lifecycle management, matched to each.
Every transaction, filed automatically.
Close the loop between paying and filing through instant card issuance, real-time transaction notifications and in-app card management.
Multi-market growth, handled.
Multi-currency cards, multi-country processing, PCI-DSS and PSD2 compliance, fraud monitoring and dispute management, all built in as your platform scales.
Pleo cards live across 16 countries.
Supported on a single Pleo card.
In 18 months, the pace Zevoy set across the Nordics and Baltics.
The product stack behind every expense programme.
Whether your platform issues virtual cards for subscriptions or physical cards for employee spend, the products configure to fit exactly how you build.
Virtual and physical card issuing.
Issue virtual cards for subscriptions and one-off purchases, physical cards for daily employee spend. Instant issuance, single-use or multi-use, every card configured to the programme it serves.
Card spend controls.
Set rules by merchant category, transaction type, country, per-transaction limit and cumulative spend. Every transaction matches the rules at authorisation, approval rates stay clean and the programme remains intact.
Processing that holds at scale.
Every transaction processed across the platform in real time, with local compliance, multi-currency settlement and scheme connectivity across the EEA and UK, on dedicated infrastructure that never shares capacity.
Fraud and dispute management.
Real-time fraud monitoring and scheme-compliant dispute handling, built into every transaction, across cards, customers and markets.
MyEnfuce – real-time data and control.
Operations, support and data teams share one real-time view of every card, account and transaction, and act on what they see instantly.
Embedded Analytics.
Analytics powered by your platform’s card data, with AI and benchmarking built in, giving finance, risk, product and operations teams the insights they need to make better decisions.
Start, scale or switch. One platform for every stage.
Launch a new programme.
The full card programme as a service: BIN sponsorship, issuing, processing, compliance, fraud and disputes.
Scale an existing programme.
Expand into new geographies with multi-market infrastructure, local compliance and scheme connectivity already built in.
Migrate from a legacy processor.
A phased migration framework that runs new and legacy infrastructure in parallel, moving cardholders by segment with operational continuity intact.
The playbook for launching a card programme with confidence.
From card strategy and BIN sponsorship to processing infrastructure and go-live, explore the decisions that shape a card programme’s long-term growth.
Your expense platform, built for what’s next.
Every exceptional expense platform started with the right conversation. Talk to us and let’s start building.
