Every transaction shaped by the rules you set.
Every card programme has rules about how cards should be used. Spend controls make sure those rules hold at every transaction, automatically, at the moment of payment.
Whether it’s a fuel card restricted to fuel purchases, a wellness card limited to approved merchants or an employee card with budget limits, the card behaves exactly as the programme intends. Rules are configured precisely across merchant, geography, transaction type and spend limits, and update instantly via API.
Set spend rules once, feel the benefits across the entire programme.
Rules that hold, every time.
Rules applied at the moment of authorisation. What your programme allows and what cardholders can do line up exactly. Every transaction that goes through meets the rules.
Cards shaped by their configuration.
A fuel card restricted to fuel purchases. A wellness card limited to approved merchants. A youth card with parental controls built in. Spend controls turn the card into the product.
Decisions made before money moves.
Authorisation checks happen in real time. Every transaction is matched to the rules before settlement, keeping approval rates clean, the programme intact and the finance team free of investigations.
The card runs the process.
When rules sit inside the payment flow, the card handles disputes, reconciliation and oversight in the moment. Finance and ops focus on the work that moves the programme forward.
Rule changes in real time.
Update spend controls through APIs at the moment they need to change. Rules update instantly and every card in the portfolio reflects them.
One rule, multiple dimensions.
Set controls that account for cumulative spending, merchant types, geography, transaction channels and programme-specific requirements, all combined within a single rule set.
Five fleet and mobility scenarios, solved with spend controls.
Fuel limits, fraud prevention, government oversight and mobility subscriptions: five real scenarios, one set of configurable spend rules.
The spend controls that make every rule stick.
Granular rule logic.
Set precise limits by merchant (MCC), specific merchant ID, country, geography, transaction type, per-transaction amount and cumulative totals, all combined within a single control set.
Cumulative spend limits.
Cap total spend or transaction count across daily, weekly, monthly or rolling windows. Refunds and reversals stay tracked against the original limit, so controls reflect real usage.
Control at every level.
Apply rules to a single card, card group or entire portfolio. The strictest applicable rule holds, every time.
Authorisation checks in real time.
Every transaction is matched to your rules at the moment of authorisation. Approval happens then, not after settlement.
Geo and channel controls.
Set rules by geography, sanctioned-country status, merchant category or transaction type, including e-commerce, contactless and magnetic-stripe payments, each governed independently.
Self-managed API controls.
Add, update or remove rules yourself in real time through APIs, with changes applied instantly across the whole portfolio.
Let’s map your spend controls.
Walk us through your programme and we’ll show you where spend controls belong in your programme.
