One card, built for multiple payment applications.
Card programmes are consolidating. Retail customers carry debit and credit on separate cards. Employees carry separate cards for meal, mobility and wellness benefits. Bring those products onto one card, and the cardholder carries a single piece of plastic while each product stays on its own application underneath. One issuance per customer, each product still present, with the same flexibility your team already built into the programme.
As the wallet simplifies, so does your operation.
One physical card per customer.
One card to carry, one PIN to remember, one brand at the front of the wallet, with each payment application still present on it.
The same card, built for new products.
A new application goes live, an old one retires, a limit gets adjusted: the card in the cardholder’s wallet stays the same, carrying each change as it happens.
Card operations on one footprint.
One card issued per customer, regardless of how many products that customer uses. One item to produce, ship and replace when it expires.
Swile’s benefit consolidation, proven across 250,000 cards.
Swile consolidated meal, mobility and wellness benefits onto one card, each still its own application underneath, issuing 250,000 cards in a single month.
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Revolutionising employee experience management
Combining multiple benefit types on a single physical card.
Four scenarios. One consolidated card.
Debit and credit consolidation.
For retail banks running parallel debit and credit programmes for the same customer base. One piece of plastic, two applications underneath, the cardholder chooses the funding source at checkout.
Multi-benefit consolidation.
For employee benefits providers running meal, mobility, wellness and similar categories, one card carries every benefit application, and each transaction lands on the right ledger automatically.
Payment and loyalty consolidation.
For retailers running payment and reward programmes side by side. One card holds both loyalty points and payment funds applications in separate accounts, on the same card.
Products added and retired cleanly.
New products reach cards already in customers’ wallets instantly. Retired products come off just as cleanly, with no disruption to the cardholder.
Let’s map your scenario to one card.
Whether you’re putting debit and credit on one card, consolidating benefit categories or designing a multi-application programme from scratch, we’ll map the configuration to your scenario.
