Enfuce
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Enfuce
  • Explore our platform

    Cloud-native, tenant-isolated, API-first. Built for real-time decisioning at any scale.

We provide

  • Cards
  • Processing
  • Licensing
  • Ledger
  • Fraud & dispute management
  • Data & experience
  • Embedded analytics

Browse by card type

  • Debit card
  • Credit card
  • Prepaid card
  • Multi-PAN card
  • EV charge card
  • Fuel card

Industries

  • Banking & financial services
  • Fleet & mobility
  • Employee benefits
  • Expense management

Use cases

  • Credit issuing
  • Multi-market expansion
  • Digital first payments
  • Card spend controls
  • One card solution
  • Customer stories

    Banks, fintechs, fleet providers, global brands. Hear from the programmes built on our platform.

  • Expertise

    The same team from launch to scale. Expertise that compounds over time.

  • Migration

    The specialists, framework and track record behind Europe’s most ambitious card migrations.

Featured resource

  • How to improve the cardholder experience: 5 tactics for issuers Read
  • Who we are

    Solving payments complexity for the world’s most ambitious card programmes.

  • Partners
  • Careers
  • ESG
  • Newsroom

Featured resource

  • How to improve the cardholder experience: 5 tactics for issuers Read

Resources

  • Guides
  • Webinars
  • Blog
  • Podcast
  • Customer stories

Featured blog post

  • How to improve the cardholder experience: 5 tactics for issuers Read

Featured guide

  • Card issuer's guide to happiness. Read
  • Developers
  • Contact us
  • Developers
  • Contact us

AWS partner site

Enfuce payment services.

Scale your business through payment services that your customers can trust and love.

Enfuce next-level card issuing and payment processing services – powered by Amazon Web Services.

Enfuce was globally the first provider to put payment processing into the public cloud in 2016. With a cloud-based solution we lower the time to market for new functionalities and products for our customers.

We found the best compatibility for our solutions in Amazon Web Services. The AWS public cloud service operates on a global scale, with every imaginable type of business using it. This requires the provider to be on a top level in both reliability and security giving us and our customers peace of mind when it comes to functionality. Today, Enfuce is a trusted card issuing partner of many European financial institutions, fintechs and other growth-minded companies. Our experienced payments and compliance professionals employ the latest technology and market insights to provide flexible solutions for card issuing, payments processing and digital payments.

Card issuing and payment processing as a service.

  • Instant cardholder onboarding and issuance of cards and tokens
  • BIN Sponsorship & Programme Management
  • Direct integration with Visa & Mastercard
  • Payments processing
  • Card lifecycle management
  • Fraud monitoring and dispute management
  • KYC & KYB processes for all EEA markets

Complete payments portfolio.

Our comprehensive payments portfolio consists of both physical and virtual payment cards as well as digital wallets.

  • B2B & B2C prepaid cards, debit cards, credit cards, gift cards, loyalty cards, or fleet cards
  • Full digital card features
  • Apple Pay, Google Pay and Samsung Pay

Success with payment services

Since 2016, we’ve built easy-to-use, safe and scalable payment solutions that our customers and your end-users worldwide can trust and love. Check out what our customers think about working with us!

With a card issuing solution, we have been able to further strengthen our value proposition for the increasingly demanding market by introducing new functionalities fast.

Jonas Hultin
CEO at Rocker

The collaboration with Enfuce is enabling us to offer more cutting-edge features to our existing and new customers faster. With their card-issuing service, we’ve been able to smoothly and quickly onboard end-users in six markets.

Niccolo Perra
CTO and Co-Founder at Pleo

This is how we do it.

Our experienced payments and compliance professionals employ the latest technology and market insights to provide a leading turnkey issuing service – tailored to your target market and flexible in terms of software architecture, feature add-ons, and Europe-wide geographical reach.

Who we are

Fast go-to-market

Launch rapidly through streamlined processes with partners and instantly onboard users through the fully mobile process.

Tech, People & Processes

Reach stellar customer experience by combining Enfuce state-of-the-art tech and deep industry expertise.

Security & Compliance in our DNA

Ensure your business is always up to speed and compliant with the changing regulatory environment.

Scale & Growth

Take your business to the next level. We help you to open new markets, increase volumes, and unlock new features.

Enfuce Cloud Service Architecture.

“A key benefit of using AWS is the compliance support, which is amazing. Just being in the AWS Cloud, where those critical compliance assessments are already done, is a great benefit and a timesaver when we talk to our Qualified Security Assessor, who makes our PCI DSS compliance assessment.”

Niklas Apellund, Co-Founder and VP Engineering at Enfuce

A diagram of the AWS architecture

Our other services.

Value-adding services.

We also develop value-adding sustainability and open banking services that benefit people, banks and businesses. Whether you’re looking for future-proof compliance, streamline your existing processes, or offer user-friendly solutions to your customers and end-users, we’re here to help you succeed.

Open Banking Services.

Maximize the potential of PSD2 and open banking.

We help banks, fintechs and financial institutions become and remain fully PSD2 compliant, and get access to digital accounts.

News & articles about Enfuce’s partnership with AWS.

Blog

Enfuce and AWS – elevating finance through collaborative cloud innovation

Read

Newsroom

Enfuce achieves the AWS Financial Services Competency

Read
enfuce logo

Platform

  • Platform
  • Credit issuing
  • Processing
  • Licensing
  • Ledger
  • Data & experience
  • Pricing

Solutions

  • Fleet & mobility
  • Banking & financial services
  • Employee benefits
  • Expense management
  • EV charge card
  • Fuel card
  • Prepaid card
  • Multi-PAN card
  • Credit card
  • Debit card
  • Card spend controls
  • Digital first payments

Expertise

  • Expertise
  • Migration
  • Fraud & dispute management

About

  • Who we are
  • Partners
  • Careers
  • ESG
  • Newsroom
  • Enfuce Island

Resources

  • Blog
  • Guides
  • Webinars
  • Podcast

Other

  • Contact
  • Developers
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  • Website Terms of Use
  • UK Cardholders
  • EEA Cardholders
  • Privacy and data protection
  • Tietosuoja
  • Datenschutz

© Enfuce Financial Services Ltd 2026

Contact us

Talk to us and let’s start building.

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