allpay Becomes First Signatory of Enfuce’s Fortitude Pledge, Leading the Way in Responsible Finance
Amsterdam, London, 5 June – allpay Limited, the UK’s leading payment solutions provider, has become the first company to sign the Fortitude Pledge, a bold new compliance and security standard launched by issuer processing powerhouse Enfuce, designed to eliminate 100% of financial crime risks across all card transactions.
The Fortitude Pledge is a proactive commitment to move beyond checkbox compliance and take full responsibility in the fight against financial crime. From screening every card transaction to training every employee, the Fortitude Pledge sets a new benchmark of zero tolerance for financial crime, including money laundering, terrorist financing, and human trafficking.
This milestone underscores allpay’s dedication to building a fairer, more transparent financial system and marks an important step in the evolution of its strategic partnership with Enfuce.
United by a shared purpose and a commitment to raising the bar for excellence in financial services, allpay and Enfuce have joined forces across two critical fronts, card manufacturing and payment processing, leveraging their combined strengths to deliver secure, scalable, and future-ready solutions across the UK.
By integrating Enfuce’s cloud-based technology, allpay is modernising public sector payments across the UK, making them more secure, efficient, and less vulnerable to fraud. At the same time, allpay is powering card manufacturing and personalisation for Enfuce’s MyCard solution, enabling highly secure, seamless, and personalised card experiences.
Most recently, allpay announced the launch of DOSH, its new direct-to-consumer product designed to deliver a modern, intuitive, and secure financial experience. Supported by Enfuce’s processing capabilities, DOSH will feature in-app authentication, tokenisation, and a dedicated BIN. This is an important undertaking, as DOSH has been expressly designed to support vulnerable adults and those with low financial resilience. This latest initiative represents another milestone in the allpay–Enfuce collaboration, as both companies continue working together to ensure a more secure, inclusive, and transparent financial future.
Monika Liikamaa, Co-Founder & Co-CEO of Enfuce says: “We are incredibly proud to welcome allpay as the first signatory of the Fortitude Pledge. This bold step sets a powerful industry standard and sends a clear message: doing the right thing is not only necessary, it’s good business. Together with allpay, we are building a financial system that protects, empowers, and creates a safer world for everyone.”
Denise Johansson, Co-Founder & Co-CEO of Enfuce says: “The Fortitude Pledge challenges the status quo by making one thing clear: meeting the minimum is no longer enough. Financial institutions must raise the bar and take proactive responsibility to prevent money-laundering, terrorist financing, and human trafficking. We’re proud to see allpay lead the way, proving that true compliance means protecting people, driving progress, and demanding full accountability.”
Michelle Pacey, Managing Director, at allpay Limited says: “At allpay, integrity, trust and accountability are core to everything we do. Signing the Fortitude Pledge was a natural step in our strategic collaboration with Enfuce and in further demonstrating our commitment to doing business the right way and protecting the people and communities we serve.”
ENDS
For more information: enfuce@hardnumbers.co.uk
About Enfuce
Founded in 2016, Enfuce is a female-founded and led company with a unique vision: to bring the brightest minds and the best technology together to break down the barriers to prosperity.
As a leading global card issuer and payment processor that merges innovation, security, and expertise to create modular, cloud-based payment processing capabilities, Enfuce is one of Finland’s most valuable scaleups, and is the first financial service provider in the world to be PCI-DSS certified while running its service in the public cloud.
By focusing on collaboration, Enfuce is able to efficiently provide customers with cutting edge features – offering in-house experts and white labelled technology to help companies create scalable payment solutions with ease. Supporting debit, credit, prepaid, gift, fleet and fuel card programmes in any form – for consumer, commercial and B2B applications – Enfuce’s no-nonsense approach helps customers create bespoke payment solutions that are flexible, scalable and secure.
Holding an Electronic Money Institution (EMI) licence from the Finnish FSA and from the UK’s Financial Conduct Authority (FCA), enabling operations across Europe and the UK, Enfuce’s PCI-DSS certified platform guarantees 99.999% uptime, global scalability, and card scheme connectivity, supporting various card programmes and integration with digital wallets. Enfuce has raised €68.5 million in funding rounds, showcasing its industry leadership with recognitions like Visa Fintech Fast Track and Mastercard Lighthouse Development Program participation, as well as winning prestigious awards, such as the 2019 PayTech Award for Best Payments Solution, 2022 FF Award for Mobile Payments and the 2023 FF Award for Authentic ESG. Propelled by the forward-looking vision of its Co-CEOs and Nordic ingenuity, Enfuce is set to expand globally, shaping the future of payment solutions.
About allpay Limited
As a business, allpay prides itself on simplifying payments, positioning itself as a leading payments specialist in the UK. The company facilitates seamless collection and distribution of funds between organisations and their customers.
Established in 1994, allpay has consistently led the way in payment aggregation, processing over £9.4 billion annually for more than 900 public and private sector entities. With over three decades of experience, allpay now manages over 66.4 million transactions each year, offering a comprehensive bill payment solution that includes all major payment methods.
Driven by a commitment to innovation, allpay pioneered the introduction of Prepaid Cards within the Public Sector. From card design to printing and fulfilment, all processes are managed by the dedicated in-house team. The company proudly serves more than 500 Housing Associations (HAs) and Arms-Length Management Organisations (ALMOs), with 90% of the top 200 HAs in England and nearly 60% of all UK Local Authorities (LAs) choosing allpay for their bill payment services.
What distinguishes allpay is its steadfast dedication to security and compliance. The company upholds the highest standards of PCI DSS compliance, holds various ISO certifications, maintains Bacs-approved Bureau status, and is accredited by Mastercard and Visa. In essence, allpay is the preferred payment supplier for the public sector, delivering reliability, security, and efficiency in every transaction.
