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Game-changers. Trailblazers. Value-creators

There’s a reason we’ve been shaking things up in the payments processing space. Because it was needed. There wasn’t the flexibility, scalability, or security there to help businesses grow in a meaningful way. Thankfully for you, now there is.

Delivering happiness to the world since 2016. One payment solution at a time

In 2016, five financial service pros decided to ask the question: how can we revolutionise payments? Enfuce was their answer. A cloud-based processing system that had the speed, ease, and capabilities to allow any business to start issuing cards that made a difference.

Today, Enfuce has 150+ experts and offices in Espoo, Mariehamn, and London. On top of the initial scope of consumer and business card issuing, Enfuce is open banking compliant, and we can also offer a carbon footprint measurement service that promotes sustainability.

Meet our Co-CEOs

“Go big or go home.” That is the shared ambition level with which Enfuce’s co-CEOs Monika Liikamaa and Denise Johansson steer the company – and big is indeed where Enfuce is headed.

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Denise and Monika

What’s our secret?

Rich collaboration.

We win together or not at all. It’s that black and white. We value and respect each other. And our team spirit fuels real collaboration, a strong sense of responsibility, and a determination to help businesses grow.

Smart people.

We together the brightest minds to solve customer challenges and extend financial inclusion. Our community is full of unique talents and new perspectives – all of which our customers have access to everyday.

Beyond expectations.

We believe second best is never an option. From our entrepreneurial spirit to our international reach, integrity, and uncompromising commitment to security and compliance, we go the extra mile.

Value creators.

We thrive on helping our customers overcome their biggest challenges, taking responsibility for them like they were our own. With practical, straight-talking advice that inspires trust and confidence. And, importantly, gets things done.

The management team

Our excellence drivers. Our management team come from all over the place and have a combined knowledge of everything payments, plus skills from cooking to free running to skydiving. Now you just have to guess who can do what.
Monika Liikamaa, Co-Founder & Co-CEO
Monika Liikamaa
Co-Founder & Co-CEO

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Denise Johansson, Co-Founder & Co-CEO
Denise Johansson
Co-Founder & Co-CEO

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Niklas Apellund, Co-Founder & Chief Technology Officer
Niklas Apellund
Co-Founder & Chief Technology Officer

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Fern Blackler, Chief Financial Officer
Fern Blackler
Chief Financial Officer

Andy Patton, Chief Commercial Officer
Andy Patton
Chief Commercial Officer

Vanessa Schotes, Chief Marketing Officer
Vanessa Schotes
Chief Marketing Officer

Mark Falcon, General Counsel
Mark Falcon
General Counsel


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Latest news

Get up to date with Enfuce

Customer stories Consortium of Vitruvian Partners, Visa and take stake in Finnish issuer processing powerhouse Enfuce
Customer stories Enfuce and Funding Circle partner to launch new business credit cards for small businesses
Events Meet us at Fintech Talents Festival 2023