About Enfuce

Experts enabling change

Enfuce is the forerunner in the fast-moving fintech world, revolutionising payments for fintechs, banks and merchants since day one.

Innovating the payment industry since 2016

It all started in 2016, when the five co-founders with a rich professional background in financial services brainstormed ways to rebuild payments from the ground up together. They decided to build a flexible, scalable, and secure cloud-based payment processing solution that would be so fast to implement that it would enable any company to start issuing cards in no time.

Today, Enfuce has 150+ experts, and offices in Espoo, Mariehamn, Riga and London. On top of the initial scope of consumer and business card issuing, Enfuce also offers open banking and carbon footprint measurement service that promotes sustainability – a core value shared by all Enfucers.

Our values guide our success


Think big

We set bold goals and work towards them with daring thinking, curious minds, and forward-looking innovation. We look for new, better ways of doing things to excel with our customers, partners, and colleagues.



We wreck silos by sharing knowledge and carrying responsibility over team borders. We value collaboration with customers and partners, and constantly have our ear to the ground to learn with them, grow together, and support them over the finish line.



We proudly claim our place as top experts in the payments value chain. We set the bar high with everything we do and take the driver’s seat with customers to exceed their expectations. We respect the delicate nature of dealing with data and money and carry out security and compliance with excellence.



We drive environmental awareness and corporate responsibility in our products, our partnerships, and the way we conduct everyday business. We commit to fair play, transparency, and high ethics towards our customers, employees, and all other stakeholders.

The management team

Monika Liikamaa

Co-Founder & Co-CEO


+358 50 306 5213

Denise Johansson

Co-Founder & Co-CEO


+358 40 079 4121

Niklas Apellund

Co-Founder & Chief Technology Officer


+358 40 1637 720

Mark Falcon

General Counsel


Peter Baxendale

EVP of Fintech Sales


Fern Blackler

Chief Financial Officer


Vanessa Schotes

Chief Marketing Officer


Andy Patton

Chief Commercial Officer


Jessica Collingwood

Chief People Officer


Meet our co-CEOs

“Go big or go home.” That is the shared ambition level with which Enfuce’s co-CEOs Monika Liikamaa and Denise Johansson steer the company – and big is indeed where Enfuce is headed.

B-round investment round Enfuce

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