The fintech landscape has become very competitive over the last few years, and there is no end in sight. This puts more pressure on you to accelerate the growth of your fintech challenger and get more funding. At the same time, you might not be able to develop your offering fast enough to keep up with your competitors, or take away market share from the established players.
To establish yourself and realise your vision, you need to be fast and start offering feature-rich payment card products that make payments faster, safer, and more convenient for your customers. At their best, payment cards create new revenue streams for your business, help you get more customers, improve customer experience, and increase customer loyalty.
Launching your own payment card product might not be a piece of cake – but it doesn’t need to be complicated either.
Our card issuing and payment processing platform Enfuce Card as a Service is your one-stop shop to start issuing feature-rich payment cards for your customers and expand your business to new markets and make it the next fintech unicorn.
Here’s how we do it: First, we need to understand your short-term and long-term goals and needs. Based on that, we’ll configure your solution with the features and tools you’ll need to achieve your goals.
Enfuce Card as a Service is a turnkey solution, which means you can focus on your core business while we take care of your card business and compliance matters for you.
Discover the possibilities payment cards have to hold for fintechs from different segments and use cases.
As industry challengers, neobanks need to stay at the forefront to keep customers consistently choosing their services over the competition. Adding payment cards strengthens the innovators’ offering and grow customer engagement, ultimately increasing the wallet share.
SME and consumer lending fintechs are the best at providing instant credit access to underserved customers. With a card, use of borrowed funds is even smoother and it is possible to expand your services quickly to multiple markets.
Fintechs that simplify B2B expense management need to offer smooth service to their customers. With a flexible payment card solution, they streamline business spending and provide value-added features like detailed reporting and fraud monitoring.
Customers’ payment data helps fintechs develop services tailormade for their users. By issuing loyalty cards (physical or digital), an innovative fintech can boost customer engagement while sharpening their offering.
Fintechs revolutionising transportation need integrations to multiple systems to efficiently provide their solution. Partnership with a payment processor allows issuing prepaid cards securely with instant top-up from different channels.
Your complete guide to successful card issuing in 2020s: Everything you need to know to issue a future-proof card product, including use cases, ecosystem partners, build vs. buy considerations, and more.
Focus on your core business and user experience while we take care of compliance matters for you.
Your overhead costs are low, and you’ll only pay for what you use. As a customer, you’ll be able to scale globally and access a broad range of available card types and add-on features.
You’ll have top industry experts always within your reach. They’ll help you design your payment solution and guide you towards your goal: Every step of the way, all the way.
Throughout your journey, you’ll get access to the newest digital payments features that we’ve been building since becoming the first payment processor in public cloud, running on AWS.
Easily add a carbon footprint calculator on top of your payment solution and help your customers live a more sustainable life.
The safer cardholders feel, the more they will use their cards. Empower your customers to set their own limits like limiting usage in foreign countries or blocking payments or withdrawals above a certain amount.
Your customer goes to a store to buy a new sofa with their card, but they don’t have enough money on their account. The authorisation process checks their spending history and their customer score, and because they are a reliable and loyal customer, you decide to authorise their purchase and give them credit.
One of the best ways to simplify the payment experience for your cardholders is to integrate popular digital wallets like Apple Pay, Google Pay, and Samsung Pay. Bringing your payment card to customers’ mobile devices can help it become top of wallet.
This card enables employers to limit fraudulent use by only allowing payments that they deem acceptable. Limiting the card use to a certain geographical region or blocking ecommerce purchases are examples of handy controls that can be set. Employees can have individual level controls based on their spending needs.
Smooth onboarding is not just a tech project but also a collaboration project. There are three cornerstones of how we plan your onboarding.
Having clear documentation and a structured plan is key. Our proven and tested off-the-shelf features make sure that you don’t always have to start from scratch. The tech also needs to be secure, compliant and scalable.
You’ll be assigned a specific Customer Success Manager (CSM). As your one-stop contact for anything you need, the CSM also makes sure your project proceeds according to plan and gets you access to the resources you need, when you need them.
Your onboarding follows a four-phase project structure that helps you build your app towards our APIs in a focused way. You won’t have to wait for large building blocks to fall in place before you can start.
