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Don't let your legacy system slow you down

Looking to grow your bank’s future customer base and take market share away from your fintech competitors? Start providing modern and convenient payment card products for underserved segments and turn them into loyal customers for years to come – one card product at a time.

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You can’t do tomorrow’s business with yesterday’s tools

The world of payments is changing rapidly: Eight out of ten financial institutions will have outsourced their cloud and platform infrastructure by 2025. Why? Modern customers no longer identify with the traditional banking providers. Instead, they demand easy-to-use digital payment services and will leave for another provider to get payment services that are relevant for them.

For you to stay relevant as a bank, it’s more crucial than ever to create products for new use cases that complement the traditional banking experiences, serving the underserved segments like small businesses, youngsters, immigrants and charities among others. Fintechs and digital banks are already catering to them – and taking market share that should be yours.

Launching payment cards should not be complicated

If you’re struggling to streamline, maintain and upgrade your legacy card processing system, you might not be able to keep up with your fintech competitors. It is slow, expensive and risky to change systems, but replacing your legacy system with another one is not the solution.

There’s only one way you can add value for customers longing for convenient payment services: Modern, digital payment platforms.

If you are struggling with this, you can trust that Enfuce was built by people who have built a bank, know your pain-points and can serve a larger customer base that you have not recognised before.

Our turnkey card issuing platform Enfuce Card as a Service is your one-stop shop to start issuing feature-rich payment cards for underserved segments with full compliance and security – and start growing your future customer base (one card product at a time) without the need for a big card migration project.

Our platform works as a parallel system for your cards, which means you can start with one card product for a niche that holds a lot of potential.

Benefits of Enfuce Card as a Service

Have the latest tech

You’ll get access to the newest digital payment features throughout your journey. We were the first certified processor in cloud and have built industry-shaping features ever since.

Cheaper and easier

Make launching new payment products and features cheaper and easier for small businesses, youngsters, immigrants and more.

No need for a big project

You don’t need to commit to a lengthy contract with us or migrate your cards all at once. You can start growing your customer base one card product at a time.


Top industry experts

You’ll always have top industry experts experienced in building a new bank within your reach to guide you towards your goal – every step of the way, all the way.

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Flexible turnkey service

Focus on your core business and user experience while we provide the high-performance processing platform. You can choose to use your own BIN, or get it from us – whatever suits your needs the best.

Turn your use cases into a competitive advantage.

The Ultimate Guide to Payments RFX

By reading this guide, you’ll learn the best practices and concrete steps for building an RFX questionnaire: It’ll help you choose a vendor that understands your needs and grows with your business.

Download your copy

Smooth onboarding is not just a tech project but also a collaboration project. There are three cornerstones of how we plan your onboarding.

Get your payment product live smoothly


Having clear documentation and a structured plan is key. Our proven and tested off-the-shelf features make sure that you don’t always have to start from scratch. The tech also needs to be secure, compliant and scalable.


You’ll be assigned a specific Customer Success Manager (CSM). As your one-stop contact for anything you need, the CSM also makes sure your project proceeds according to plan and gets you access to the resources you need, when you need them.



Your onboarding follows a four-phase project structure that helps you build your app towards our APIs in a focused way. You won’t have to wait for large building blocks to fall in place before you can start.

This is how we help you issue payment cards

It’s up to you when we start working together. With decades of experience, we’ll together plan the card project step by step and help you grow your customer base one segment at a time

  • Solution design
    • Workshops with our experts
    • Defining your card solution
  • Onboarding
    • Product configuration
    • Required enablers
    • UI and app design
  • Launch
    • Street pilot and initial user feedback
    • Launch your card
  • Scaling up
  • Evolution
    • Continuous user analytics
    • Unlock new features

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