Looking to grow your bank’s future customer base and take market share away from your fintech competitors? Start providing modern and convenient payment card products for underserved segments and turn them into loyal customers for years to come – one card product at a time.
The world of payments is changing rapidly: Eight out of ten financial institutions will have outsourced their cloud and platform infrastructure by 2025. Why? Modern customers no longer identify with the traditional banking providers. Instead, they demand easy-to-use digital payment services and will leave for another provider to get payment services that are relevant for them.
For you to stay relevant as a bank, it’s more crucial than ever to create products for new use cases that complement the traditional banking experiences, serving the underserved segments like small businesses, youngsters, immigrants and charities among others. Fintechs and digital banks are already catering to them – and taking market share that should be yours.
If you’re struggling to streamline, maintain and upgrade your legacy card processing system, you might not be able to keep up with your fintech competitors. It is slow, expensive and risky to change systems, but replacing your legacy system with another one is not the solution.
There’s only one way you can add value for customers longing for convenient payment services: Modern, digital payment platforms.
If you are struggling with this, you can trust that Enfuce was built by people who have built a bank, know your painpoints and can serve a larger customer base that you have not recognised before.
Our turnkey card issuing platform Enfuce Card as a Service is your one-stop shop to start issuing feature-rich payment cards for underserved segments with full compliance and security – and start growing your future customer base (one card product at a time) without the need for a big card migration project.
Our platform works as a parallel system for your cards, which means you can start with one card product for a niche that holds a lot of potential.
You’ll get access to the newest digital payment features throughout your journey. We were the first certified processor in cloud and have built industry-shaping features ever since.
Make launching new payment products and features cheaper and easier for small businesses, youngsters, immigrants and more.
You don’t need to commit to a lengthy contract with us or migrate your cards all at once. You can start growing your customer base one card product at a time.
You’ll always have top industry experts experienced in building a new bank within your reach to guide you towards your goal – every step of the way, all the way.
Focus on your core business and user experience while we provide the high-performance processing platform. You can choose to use your own BIN, or get it from us – whatever suits your needs the best.
My Carbon Action is more than just a carbon footprint calculator. With country-specific smart tips and insights, you can make lifestyle improvements easier and more engaging for your customers.
Our children need a card that will teach them the crucial skill of handling and spending money responsibly, without risking losing cash or the money being spent on the wrong items. This card is only limited to safe shops, like the grocery store and toy stores, for example. This card will only authorise payments that are under a certain sum of money to avoid accidents from happening.
This card enables employers to limit fraudulent use by only allowing payments that they deem acceptable. Limiting the card use to a certain geographical region or blocking ecommerce purchases are examples of handy controls that can be set. Employees can have individual level controls based on their spending needs.
With Enfuce Card as a Service and digital wallets, you can instantly issue virtual cards. This makes it possible to get new customers paying with your card from day one. You can also easily replace lost or stolen cards, bringing an added sense of security.
Join our webinar on 30 March at 10:00 CEST, where Monika Liikamaa (Co-CEO and Co-Founder at Enfuce) and Filippa Jennersjö (CIO/CDO at OKQ8) share their do’s and don’ts on starting your payments modernisation journey.
By reading this guide, you’ll learn the best practices and concrete steps for building an RFX questionnaire: It’ll help you choose a vendor that understands your needs and grows with your business.
Smooth onboarding is not just a tech project but also a collaboration project. There are three cornerstones of how we plan your onboarding.
Having clear documentation and a structured plan is key. Our proven and tested off-the-shelf features make sure that you don’t always have to start from scratch. The tech also needs to be secure, compliant and scalable.
You’ll be assigned a specific Customer Success Manager (CSM). As your one-stop contact for anything you need, the CSM also makes sure your project proceeds according to plan and gets you access to the resources you need, when you need them.
Your onboarding follows a four-phase project structure that helps you build your app towards our APIs in a focused way. You won’t have to wait for large building blocks to fall in place before you can start.
It’s up to you when we start working together. With decades of experience, we’ll together plan the card project step by step and help you grow your customer base one segment at a time.
Discover new niches and use cases that you might not have recognised before. Get in touch with us and let’s discuss your goals for the future and how we could help you achieve them.
