Enfuce
  • Platform
  • Solutions
  • Expertise
  • About
  • Resources
Enfuce
  • Explore our platform

    Cloud-native, tenant-isolated, API-first. Built for real-time decisioning at any scale.

We provide

  • Cards
  • Processing
  • Licensing
  • Ledger
  • Fraud & dispute management
  • Data & experience
  • Embedded analytics

Browse by card type

  • Debit card
  • Credit card
  • Prepaid card
  • Multi-PAN card
  • EV charge card
  • Fuel card

Industries

  • Banking & financial services
  • Fleet & mobility
  • Employee benefits
  • Expense management

Use cases

  • Credit issuing
  • Multi-market expansion
  • Digital first payments
  • Card spend controls
  • One card solution
  • Customer stories

    Banks, fintechs, fleet providers, global brands. Hear from the programmes built on our platform.

  • Expertise

    The same team from launch to scale. Expertise that compounds over time.

  • Migration

    The specialists, framework and track record behind Europe’s most ambitious card migrations.

Featured resource

  • How to improve the cardholder experience: 5 tactics for issuers Read
  • Who we are

    Solving payments complexity for the world’s most ambitious card programmes.

  • Partners
  • Careers
  • ESG
  • Newsroom

Featured resource

  • How to improve the cardholder experience: 5 tactics for issuers Read

Resources

  • Guides
  • Webinars
  • Blog
  • Podcast
  • Customer stories

Featured blog post

  • How to improve the cardholder experience: 5 tactics for issuers Read

Featured guide

  • Card issuer's guide to happiness. Read
  • Developers
  • Contact us
  • Developers
  • Contact us

Pricing

Pricing scoped to your programme.

Core fees fixed, add-ons only where they apply.

Talk to us

How your programme is priced.

Pricing is scoped to your programme and built from three consistent fees: one to get started, one to keep things running and one that moves with how much you use. Each is agreed and confirmed before you sign, with add-ons priced only when they apply to you.

Implementation fee

A one-time cost to scope, design and launch your programme, sized to the complexity of your markets, card products and integrations. Onboarding also carries its own monthly project fee, on top of this set-up cost, until go-live.

Monthly service fee

Covers the core services that keep your programme running: issuer processing, card lifecycle management, your Customer Success Manager and the MyEnfuce portal. Fixed, regardless of volume.

Volume-based fee

Tracks usage across active cards and transactions, including 3DS authentication, fraud monitoring and dispute management, so cost follows how your programme is used, not a flat rate paid upfront.

Add-ons priced only when they apply.

A few programmes need more than the core three fees. Where they do, it's one of the four here: BIN sponsorship, digital wallets, Advanced Spend Controls or physical cards, priced only when it applies to you.

Disclaimer: These are the building blocks, not the invoice. Final pricing depends on programme structure, scale, and scope. Every deal is scoped individually with your team.

BIN sponsorship

For programmes where Enfuce acts as issuer, priced on setup and monthly volume.

About BIN Sponsorship

Digital wallets

Apple Pay, Google Pay and Samsung Pay enablement, priced per wallet.

About digital-first payments

Advanced Spend Controls

Real-time spend rules and controls applied at card and account level, priced as a monthly subscription with optional professional services for deeper implementation.

About card spend controls

Physical cards

Manufacturing and personalisation, priced per batch.

About MyCard

Included as standard.

Real-time programme visibility, market scalability, modular design and dedicated support that power every programme.

Real-time programme visibility.

View transactions, card status and account activity in real time through the MyEnfuce portal, with role-based access for your team.

Scalability across markets.

Launch in one market and expand across EEA and the UK, with multi-currency and multi-country readiness, localisation across languages, fees and formats, all built in.

Modular by design.

Build what your programme needs today and add products, markets and features over time, with onboarding, certification and scheme management handled throughout.

Customer success and technical support.

A dedicated team supports your programme from onboarding and scheme guidance to card artwork checks and ongoing technical assistance.

Multi-product card issuing.

Debit, credit and prepaid card programmes from a single platform, including virtual cards, co-branded loyalty and revolving credit, ready to launch and scale.

API-first issuing infrastructure.

The platform covers tokenisation, ledgering, fraud controls, loyalty and instalments through one API, so your programme can expand its capabilities as it grows.

decorative balloon

Get a quote built around your programme.

Tell us what you're building and we'll scope the pricing to match.

Contact us
decorative balloon
enfuce logo

Platform

  • Platform
  • Credit issuing
  • Processing
  • Licensing
  • Ledger
  • Data & experience
  • Pricing
  • FAQs

Solutions

  • Fleet & mobility
  • Banking & financial services
  • Employee benefits
  • Expense management
  • EV charge card
  • Fuel card
  • Prepaid card
  • Multi-PAN card
  • Credit card
  • Debit card
  • Card spend controls
  • Digital first payments

Expertise

  • Expertise
  • Migration
  • Fraud & dispute management

About

  • Who we are
  • Partners
  • Careers
  • ESG
  • Newsroom
  • Enfuce Island

Resources

  • Blog
  • Guides
  • Webinars
  • Podcast

Other

  • Contact
  • Developers
  • Instagram
  • LinkedIn
  • Website Terms of Use
  • UK Cardholders
  • EEA Cardholders
  • Privacy and data protection
  • Tietosuoja
  • Datenschutz

© Enfuce Financial Services Ltd 2026

Contact us

Talk to us and let’s start building.

decorative balloon