Pricing
Pricing scoped to your programme.
Core fees fixed, add-ons only where they apply.
How your programme is priced.
Pricing is scoped to your programme and built from three consistent fees: one to get started, one to keep things running and one that moves with how much you use. Each is agreed and confirmed before you sign, with add-ons priced only when they apply to you.
Implementation fee
A one-time cost to scope, design and launch your programme, sized to the complexity of your markets, card products and integrations. Onboarding also carries its own monthly project fee, on top of this set-up cost, until go-live.
Monthly service fee
Covers the core services that keep your programme running: issuer processing, card lifecycle management, your Customer Success Manager and the MyEnfuce portal. Fixed, regardless of volume.
Volume-based fee
Tracks usage across active cards and transactions, including 3DS authentication, fraud monitoring and dispute management, so cost follows how your programme is used, not a flat rate paid upfront.
Add-ons priced only when they apply.
A few programmes need more than the core three fees. Where they do, it's one of the four here: BIN sponsorship, digital wallets, Advanced Spend Controls or physical cards, priced only when it applies to you.
Disclaimer: These are the building blocks, not the invoice. Final pricing depends on programme structure, scale, and scope. Every deal is scoped individually with your team.
BIN sponsorship
For programmes where Enfuce acts as issuer, priced on setup and monthly volume.
Digital wallets
Apple Pay, Google Pay and Samsung Pay enablement, priced per wallet.
Advanced Spend Controls
Real-time spend rules and controls applied at card and account level, priced as a monthly subscription with optional professional services for deeper implementation.
Included as standard.
Real-time programme visibility, market scalability, modular design and dedicated support that power every programme.
Real-time programme visibility.
View transactions, card status and account activity in real time through the MyEnfuce portal, with role-based access for your team.
Scalability across markets.
Launch in one market and expand across EEA and the UK, with multi-currency and multi-country readiness, localisation across languages, fees and formats, all built in.
Modular by design.
Build what your programme needs today and add products, markets and features over time, with onboarding, certification and scheme management handled throughout.
Customer success and technical support.
A dedicated team supports your programme from onboarding and scheme guidance to card artwork checks and ongoing technical assistance.
Multi-product card issuing.
Debit, credit and prepaid card programmes from a single platform, including virtual cards, co-branded loyalty and revolving credit, ready to launch and scale.
API-first issuing infrastructure.
The platform covers tokenisation, ledgering, fraud controls, loyalty and instalments through one API, so your programme can expand its capabilities as it grows.
Get a quote built around your programme.
Tell us what you're building and we'll scope the pricing to match.