Multi-country. Multi-currency

We make it easy to take your card product to new markets.

Expand across markets with ease.

Scaling across borders shouldn’t mean rebuilding your tech stack. Whether you're entering new regions, launching new brands or tailoring products for local markets, Enfuce gives you the infrastructure and compliance support to go live faster and with less risk. With Enfuce, you expand on your terms, one market, brand or segment at a time, without the burden of building bespoke systems for each.

Launch and scale in new countries

With pre-integrated multi-country, multi-currency capabilities.

Localise without rework

Support for local BINs, schemes, KYC standards and invoice formats, all managed through a single platform.

Go digital-first, globally

Tokenise cards instantly with Apple Pay, Google Pay and Samsung Pay, using our trusted digital wallet infrastructure.

Deliver market-specific reporting

With stakeholder-ready data, including reconciliation, compliance and operational insights.

Stay compliant across regions

Operate with confidence under local rules while maintaining central control and visibility.

Making a difference makes us happy.

As a customer, you’ll get easy-to-use, safe and scalable payment solutions that your customers and end-users worldwide can trust and love. Check out what our customers think about working with us!
“When you choose a provider, make sure that you choose one that can support you for the long term. One that has high up-time, a tech staff and foundation that’s really solid. Modularity is also important – you need to know that your partner can add on new things if you need them in the future, because you don’t want to go through either migration or re-carding again – this is a process you want to do once in your life, not twice.”

Thorbjørn Fink, COO at Pleo

Read more from Thorbjørn Fink, COO at Pleo
We and Enfuce spoke the same no-nonsense language right from the start. Like us, they don’t beat around the bush. We understand how they work, and they understand how we work. This is a huge asset for us when it comes to technical discussions and development.

Jean-Daniel Guyot, Co-founder and Chairman of the Management Board at Memo Bank

Read more from Jean-Daniel Guyot, Co-founder and Chairman of the Management Board at Memo Bank
Unlike many other processors, Enfuce has been able to filter out all the payments-related jargon and present the solutions in simple terms.

Thomas Jansson, Chief Growth Officer and Co-Founder at Qred

Read more from Thomas Jansson, Chief Growth Officer and Co-Founder at Qred
We have been just extremely happy about the level of commitment, enthusiasm, and craft Enfuce put in motion in order to help us deliver our card programs. This collaboration is instrumental in our ability to move fast across multiple geographies with an iterative approach to innovate. I guess it’s really about this great feeling you get with outstanding partner teams: they seem to be fully part of the company.

Quentin Vigneau, Product Director Payments at Swile

Read more from Quentin Vigneau, Product Director Payments at Swile
SEB Embedded was looking for a provider to help us get new products to market quickly and efficiently, including the extension of Card as a Service within BaaS. Our must-haves for any potential partner included speed and responsiveness, cost efficiency, flexibility, proactivity and scalability. The team at Enfuce has demonstrated impressive drive and commitment to support us on our journey. Adding to that, a deep industry knowledge and a modern technology stack, we are confident that Enfuce will be a strong long-term partner in our quest to become the first choice for Banking as a Service in Europe.

Christoffer Malmer, CFO, SEB

Read more from Christoffer Malmer, CFO, SEB
Partnering with Enfuce allows us to leverage their advanced technology and expertise to enhance our payment solutions. This collaboration is a significant step in our commitment to providing secure, efficient and reliable payment services to the UK public sector, ultimately benefiting the communities we serve.

Michelle Pacey, Managing Director, allpay

Read more from Michelle Pacey, Managing Director, allpay

With Enfuce, you issue payment cards that are...

Composable: Choose features and services from our modular offering and design a payment card product to fit your exact needs.
Scalable: Access a cloud-based platform with capacity to scale globally across multiple currencies and regions without scaling costs.
Secure and compliant: Benefit from 99.99% uptime, 24/7 rules-based fraud monitoring with real-time updates, dispute management, and PCI-DSS, Unusual Activity Reporting, GDPR and PSD2 compliance.