Mobility unlocked: Why open loop cards are key to the future of work and travel
Mobility isn’t just about getting from A to B anymore. It’s about how people live, work, and move in a world that’s changing fast. As mobility becomes more personalised, dynamic, and essential to everyday life, it’s time to rethink what mobility really means, and why open loop payment solutions, powered by smart spend controls and seamless user experiences, are quickly becoming essential in the future of work and travel.
That’s why Enfuce and Shuttel, a leading provider of mobility-focused expense management and employee benefit solutions backed by Volkswagen Financial Services and Pon, have joined forces in a new partnership designed to transform how mobility is managed and experienced. Together, we’ve launched a Visa Fleet 2.0 solution in the Netherlands: an open loop card that empowers employees to travel more freely, while giving companies real-time visibility, policy control, and sustainability-aligned spend management.
This collaboration marks a major step forward in enabling flexible, inclusive, and future-proof mobility infrastructure.
Rethinking mobility: From commuting to connecting
For decades, the word “commute” conjured a familiar image: five days a week, the same train, the same road, the same destination. Today, that reality is fading fast.
With hybrid and remote work on the rise, mobility has become more fluid. Employees travel less frequently, but with greater flexibility and personalisation. Some travel daily to local hubs, others only for team offsites or client visits. One-size-fits-all commuter benefits no longer apply.
“We no longer speak about commuting. It’s business travel, and it’s becoming more fluid. Mobility solutions need to be available everywhere, at any time, and always accessible, no matter the mode of transport.”
– Joëlle Stokkel, Innovation Manager at Shuttel.
This is where open loop cards are making a quiet but radical difference.
Unlike traditional mobility solutions, open loop cards work across modes, trains, buses, EV charging, and parking. They give employees and employers the flexibility to design mobility around real life, not legacy infrastructure.
Mobility as a benefit: The new workplace essential
Mobility has quickly evolved into a must-have employee benefit, one that is flexible, inclusive, and aligned with wellbeing and sustainability goals.
And the demand is growing fast. According to EY’s 2025 mobility report, nearly half of employees say mobility benefits influence whether they stay with an employer. Cities are following suit, with many European governments now supporting mobility budgets to encourage greener, more flexible transport choices.
As work becomes increasingly decentralised, businesses must find smarter, more agile ways to support employees wherever they are, whether that’s commuting to a local hub, flying internationally, or biking to a client meeting.
For companies competing for talent in a distributed workforce, mobility cards, especially open loop cards, that adapt to local needs and manage policy at scale offer a real competitive edge. And with Enfuce’s cloud-native payment platform, these experiences are not only scalable but also secure, compliant, and ready to support employees across borders.
Smarter infrastructure: Trust, tech and spend control
Technology is enabling this shift, but only when it’s designed around people.
The Visa Fleet 2.0 open loop card launched by Shuttel and Enfuce covers all commuting and travel expenses, from EV charging and fuel to parking, and offers real-time expense tracking, AI-powered fraud prevention, and advanced spend control.
Built in close collaboration, these controls give companies the ability to define where, when, and how each card can be used. It’s a simple but powerful shift: the freedom of an open loop card, with the precision of embedded policy enforcement.
“We’re helping to shape the future of how companies manage mobility, making it smarter and more efficient for their workforce”
– Denise Johansson, Co-Founder and Co-CEO, Enfuce.
The collaboration highlights what’s possible when companies align not just on technology, but on values, trust, transparency, and long-term impact.
The road ahead: From mobility to movement
The future of mobility isn’t just about moving faster. It’s about moving better.
Across Europe, open loop infrastructure is growing. Micromobility use is expected to double by 2030, and nearly half of people say they’d consider replacing their car with shared transport. Meanwhile, the EU’s AFIR regulation is pushing all public EV chargers to support open loop payments, making seamless access the new standard.
“With this new technology, we can reach the full potential of the mobility space, and by reaching the full potential of the mobility space, it does not really matter if you’re in a rural area or in an urbanized environment, we can provide you access to anything at any time.”
– Joëlle Stokkel, Innovation Manager at Shuttel.
For companies, this shift brings opportunity, but also responsibility. To keep up, they’ll need systems that are agile, inclusive and future-ready.
Mobility unlocked, the future in motion
The next era of mobility is already here, integrated, inclusive, and shaped by how people actually live and work. As hybrid schedules and sustainability priorities redefine the daily journey, mobility has become more than a benefit, it’s a strategic advantage.
At Enfuce, we’re proud to power that shift, together with Shuttel and forward-thinking partners across Europe. Ready to move differently? Discover our fleet and mobility card solutions.
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