Multi-country. Multi-currency

We make it easy to take your card product to new markets.

Ambitious card issuers want to grow their business – often by entering new markets. Enfuce makes it easy to set up and run a multi-country offering. We’ve structured our platform to scale effortlessly and offer cards in multiple currencies, and we have extensive experience working with card programmes in different country markets.

Enfuce is built to scale in more ways than one

Our first-of-its-kind cloud-based payments infrastructure scales as card and payment volumes grow. We’ve also designed our system to make operating in a multi-country environment easy. For Enfuce, a new country is just another product.
Design once, fine-tune for new markets

Once you’ve launched in a single country, it’s easy to adapt your card product to new markets by building on top of your existing setup. Much of the manual implementation work has been eliminated. You can adjust the rules, requirements, and features of your card product to fit local market needs. Enfuce operates across the EEA and the UK.
Access everything with one set of keys

Different countries’ card products are all structured under the same institution. This means you only need one set of API accesses to integrate to Enfuce’s platform and have access to all your countries’ data. A single set of API keys also simplifies access management and system maintenance. This structure makes it easier to launch new countries using existing integrations and workflows.
Analyse card data across markets

Enfuce sends you daily data export files with all different cards’ payment data coded by country. So you can build your own data warehouse to analyse trends within and across markets to understand customer behaviour better and innovate your offering.

Making a difference makes us happy.

As a customer, you’ll get easy-to-use, safe and scalable payment solutions that your customers and end-users worldwide can trust and love. Check out what our customers think about working with us!
The collaboration with Enfuce is enabling us to offer more cutting-edge features to our existing and new customers faster. With their card-issuing service, we’ve been able to smoothly and quickly onboard end-users in six markets.

Niccolo Perra, CTO and Co-Founder at Pleo

Read more from Niccolo Perra, CTO and Co-Founder at Pleo
We and Enfuce spoke the same no-nonsense language right from the start. Like us, they don’t beat around the bush. We understand how they work, and they understand how we work. This is a huge asset for us when it comes to technical discussions and development.

Jean-Daniel Guyot, Co-founder and President of the Management Board at Memo Bank

Read more from Jean-Daniel Guyot, Co-founder and President of the Management Board at Memo Bank
With a card issuing solution, we have been able to further strengthen our value proposition for the increasingly demanding market by introducing new functionalities fast.

Jonas Hultin, CEO at Rocker

Read more from Jonas Hultin, CEO at Rocker
Enfuce has enabled us to build smarter and socially conscious banking services. They’re not only a partner in our venture, they are a crucial element in our above-and-beyond value proposition to our customers.

Haukur Skúlason, CEO at indó

Read more from Haukur Skúlason, CEO at indó
Unlike many other processors, Enfuce has been able to filter out all the payments-related jargon and present the solutions in simple terms.

Thomas Jansson, Chief Growth Officer and Co-Founder at Qred

Read more from Thomas Jansson, Chief Growth Officer and Co-Founder at Qred
Enfuce’s service enabled us to meet and exceed all PSD2 requirements, and tap fully into the opportunities of open banking. With Enfuce’s platform and industry-leading expertise, everything was taken care of — from the fine print to fully deployed APIs.

Jari Jokisilta, Head of Baltic Development and Maintenance, OP Corporate Bank, Baltic Banking

Read more from Jari Jokisilta, Head of Baltic Development and Maintenance, OP Corporate Bank, Baltic Banking