Card as a Service for fintechs

Start issuing feature-rich payment cards in just eight weeks through Card as a Service and enable your cardholders to start paying instantly after applying for their card.

card as a service

What is Card as a Service?

Enfuce Card as a Service is a comprehensive turnkey card issuing service for fintechs and other growth-minded companies looking to design, launch and scale feature-rich payment cards for their customers in just weeks rather than months.


Top industry experts

Our experts have a proven track record and help in designing the payment solution to drive your success and support your everyday operations as a card issuer.

Fast time to money and ROI

With us, you can start issuing payment cards in only eight weeks, and your cardholders can start paying instantly after applying for their card.

Stay at the forefront

We were the first certified processor in cloud and have built industry-shaping features ever since – our customers access the newest digital payments features throughout their journey.

Turnkey service

We will take care of the business and compliance matters for you so that you can focus on your core business and user experience.

Scalability and growth​

Partnering with Enfuce means low overhead for your business and only paying for what you use. Our customers benefit from our global reach and a broad range of available card types and add-on features.

My Carbon Action

Easily add our carbon footprint calculator on top of your payment solution and help your customers live a more sustainable life.

Card issuing and payment processing as a service

  • Instant cardholder onboarding and issuance of cards and tokens
  • BIN sponsorship and program management
  • Direct integration with Visa and Mastercard
  • Payments processing
  • Card lifecycle management
  • Fraud monitoring and dispute management
  • KYC and KYB processes for all EEA markets
card as a service
card as a service

Complete payments portfolio

Our comprehensive payments portfolio consists of both physical and virtual payment cards as well as digital wallets.

  • Prepaid, debit or credit cards for consumers and businesses
  • Add-on modules for loyalty cards, gift cards and peer-to-peer payments
  • Full digital card features
  • Apple Pay, Google Pay and Samsung Pay
card as a service

Learn how you can give your customers instant access to credit through Card as a Service.

We’re here to help you

How to launch the winning payment card

Your complete guide to successful card issuing in 2020s — everything you need to know to issue a future-proof card product, including use cases, ecosystem partners, build vs. buy considerations, and more.

Customer stories

Success with payment services

Since 2016, we’ve built easy-to-use, safe and scalable payment solutions that our customers and your end-users worldwide can trust and love. Check out what our customers think about working with us!


“Enfuce’s turnkey card issuing service enabled us to become fully PSD2 compliant in only two weeks and issue 35,000 prepaid cards in under three months.”

Read more


This is how we do it

Our experienced payments and compliance professionals employ the latest technology and market insights to provide a leading turnkey issuing service – tailored to your target market and flexible in terms of software architecture, feature add-ons, and Europe-wide geographical reach.

Fast go-to-market

Launch rapidly through streamlined processes with partners and instantly onboard users through the fully mobile process.

Tech, people and processes

Reach stellar customer experience by combining Enfuce state-of-the-art tech and deep industry expertise.

Security and compliance in our DNA

Ensure your business is always up to speed and compliant with the changing regulatory environment.

Scale and growth

Take your business to the next level. We help you to open new markets, increase volumes, and unlock new features.

This is how we help you

issue cards in only eight weeks:


Solution design

  • Workshops with our experts
  • Defining your card solution


  • Product configuration
    • Required enablers
    • UI and app design


  • Street pilot and initial user feedback
  • Launch your card

Scaling up

  • Enter new geographical market
  • Grow your userbase


  • Continuous user analytics
  • Unlock new features

Contact us


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