What is Card as a Service?Fintech use cases
Enfuce Card as a Service is a one-stop-shop for card issuing and payment processing for lending and credit fintechs and other growth-minded companies. If you’re looking to design, launch and scale feature-rich payment cards for your customers, Card as a Service is for you!
Benefits of Card as a Service
Focus on your core business and user experience while we take care of the business and compliance matters, and provide the high-performance processing platform.
Scalability and growth
Partnering with us means low overhead for your business and only paying for what you use. You’ll benefit from our global reach and broad range of available card types and add-on features.
Increased customer loyalty
Through credit cards, you can interact with your customers in a new way and increase customer loyalty by providing real-time access to credit.
Top industry experts
You don’t need to do it alone. Our experts will help in designing the payment solution to drive your success. You’ll also have our support in your everyday operations as a card issuer.
Stay at the forefront
You’ll get access to the newest digital payments features throughout your journey. We were the first payment processor in cloud and have built industry-shaping features ever since.
How to launch the winning payment card
Your complete guide to successful card issuing in 2020s: Everything you need to know to issue a future-proof card product, including use cases, ecosystem partners, build vs. buy considerations, and more.Download your copy
Making a difference makes us happy.As a customer, you’ll get easy-to-use, safe and scalable payment solutions that your customers and end-users worldwide can trust and love. Check out what our customers think about working with us!
The collaboration with Enfuce is enabling us to offer more cutting-edge features to our existing and new customers faster. With their card-issuing service, we’ve been able to smoothly and quickly onboard end-users in six markets.Niccolo Perra, CTO and Co-Founder at Pleo
We and Enfuce spoke the same no-nonsense language right from the start. Like us, they don’t beat around the bush. We understand how they work, and they understand how we work. This is a huge asset for us when it comes to technical discussions and development.Jean-Daniel Guyot, Co-founder and President of the Management Board at Memo Bank
With a card issuing solution, we have been able to further strengthen our value proposition for the increasingly demanding market by introducing new functionalities fast.Jonas Hultin, CEO at Rocker
Enfuce has enabled us to build smarter and socially conscious banking services. They’re not only a partner in our venture, they are a crucial element in our above-and-beyond value proposition to our customers.Haukur Skúlason, CEO at indó
People say that My Carbon Action has really had an influence on their lifestyles. What we have seen while working with Enfuce is their willingness to think along with us to create the best possible solution for us.Joyce Ohello, Innovation Manager at Rabobank
Unlike many other processors, Enfuce has been able to filter out all the payments-related jargon and present the solutions in simple terms.Thomas Jansson, Chief Growth Officer and Co-Founder at Qred
Enfuce’s service enabled us to meet and exceed all PSD2 requirements, and tap fully into the opportunities of open banking. With Enfuce’s platform and industry-leading expertise, everything was taken care of — from the fine print to fully deployed APIs.Jari Jokisilta, Head of Baltic Development and Maintenance, OP Corporate Bank, Baltic Banking
Want to learn more about the basics of payments?
Read this article to find the answers to most frequently asked questions that will help you learn who is involved in different processes and how card issuing and payment processing works in practice.Read blog
Smooth onboarding is not just a tech project but also a collaboration project. There are three cornerstones of how we plan your onboarding.
Get your payment product live smoothly
Having clear documentation and a structured plan is key. Our proven and tested off-the-shelf features make sure that you don’t always have to start from scratch. The tech also needs to be secure, compliant and scalable.
You’ll be assigned a specific Customer Success Manager (CSM). As your one-stop contact for anything you need, the CSM also makes sure your project proceeds according to plan and gets you access to the resources you need, when you need them.
Your onboarding follows a four-phase project structure that helps you build your app towards our APIs in a focused way. You won’t have to wait for large building blocks to fall in place before you can start.
This is how we help you issue payment cards
- Workshops with our experts
- Defining your card solution
- Product configuration
- Required enablers
- UI and app design
- Street pilot and initial user feedback
- Launch your card
- Enter new geographical market
- Grow your userbase
- Continuous user analytics
- Unlock new features