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Authorisation Control

Gives you the flexibility to create sophisticated rules for approving and declining transactions in real time.

Imagine being able to design a card so sophisticated that it only works in London, in a coffee shop, for purchases under €20 at full moon. Fair enough, this card might not have a very big customer pool but that’s the basic logic. Authorisation Control allows you to decide in real-time whether to approve or decline an authorisation. You can create detailed rules for payment cards.

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Benefits of Authorisation Control


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Have real-time control over which transactions are approved and which are declined.

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Enrich your decision making by combining transaction data with your own data.

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Provide flexible available balance instead of fixed credit limit or top-up balance. 

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Offer your customers cards with detail-level customised controls.

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No previous experience or knowledge is required in card scheme message formats.

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Receive authorisation data that is easy to read and relevant to quickly implement custom controls.

Basic Spend Controls

  • Decision done beforehand which transactions to approve and which to decline.
  • Available balance predetermined based on top-up amount or issued credit limit.
  • Spend controls based on country and merchant category, for example.

Authorisation Control

  • Decision to approve or decline transactions is done in real time
  • Available balance can be assessed based on what the customer buys.
  • Other limits can be determined based on data received in transaction.

Almost unlimited opportunities for customisation

With Enfuce, you issue payment cards that are…

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Composable

Choose features and services from our modular offering and design a payment card product to fit your exact needs.

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Scalable

Access a cloud-based platform with capacity to scale globally across multiple currencies and regions without scaling costs.

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Secure and compliant

Benefit from 99.99% uptime, 24/7 fraud monitoring, dispute management, and PCI-DSS, GDPR and PSD2 compliance.

Hear it from customers – they love and praise us!

As a customer, you’ll get easy-to-use, safe and scalable payment solutions that your customers and end-users worldwide can trust and love. Check out what our customers think about working with us!

Hear it from customers – they love and praise us!

As a customer, you’ll get easy-to-use, safe and scalable payment solutions that your customers and end-users worldwide can trust and love. Check out what our customers think about working with us!

The collaboration with Enfuce is enabling us to offer more cutting-edge features to our existing and new customers faster. With their card-issuing service, we’ve been able to smoothly and quickly onboard end-users in six markets.

Niccolo Perra, CTO and Co-Founder at Pleo

We and Enfuce spoke the same no-nonsense language right from the start. Like us, they don’t beat around the bush. We understand how they work, and they understand how we work. This is a huge asset for us when it comes to technical discussions and development.

Jean-Daniel Guyot, Co-founder and President of the Management Board at Memo Bank

With a card issuing solution, we have been able to further strengthen our value proposition for the increasingly demanding market by introducing new functionalities fast.

Jonas Hultin, CEO at Rocker

Enfuce has enabled us to build smarter and socially conscious banking services. They’re not only a partner in our venture, they are a crucial element in our above-and-beyond value proposition to our customers.

Haukur Skúlason, CEO at indó

People say that My Carbon Action has really had an influence on their lifestyles. What we have seen while working with Enfuce is their willingness to think along with us to create the best possible solution for us.

Joyce Ohello, Innovation Manager at Rabobank

Unlike many other processors, Enfuce has been able to filter out all the payments-related jargon and present the solutions in simple terms.

Thomas Jansson, Chief Growth Officer and Co-Founder at Qred

Enfuce’s service enabled us to meet and exceed all PSD2 requirements, and tap fully into the opportunities of open banking. With Enfuce’s platform and industry-leading expertise, everything was taken care of — from the fine print to fully deployed APIs.

Jari Jokisilta, Head of Baltic Development and Maintenance, OP Corporate Bank, Baltic Banking

Want to know more? Contact us!

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