Enfuce payment services for banks

Be like a fintech.

Looking to grow your bank’s future customer base and take market share away from your fintech competitors? Provide modern and convenient payment card products for underserved segments and turn them into loyal customers for years to come – one card product at a time.

Unlock the opportunities in underserved niches.

The world of payments changes all the time. Modern customers no longer identify with the traditional banking providers. Instead, they demand easy-to-use digital payment services and will leave for another provider to get payment services that are relevant for them.

For you to stay relevant as a bank, it’s crucial to look beyond your established customer segments: This means quickly reacting to new use cases and launching new payment products fast for small businesses, youngsters, immigrants and charities among other underserved segments.

Launching payment cards fast doesn’t need to be complicated.

You can’t do tomorrow’s business with yesterday’s tools. And replacing your legacy system with another one is not the solution. There’s only one way you can add value for customers longing for convenient payment services: Modern, digital payment platforms.

So, when technology takes leaps and bounds, you need to take leaps and bounds with it.

If you are struggling with this, you can trust that Enfuce was built by people who have built a bank, know your painpoints and can serve a larger customer base that you have not recognised before.

Our cloud-based card processing platform has everything you need to launch feature-rich payment cards fast for the underserved segments with full compliance and security – and grow your customer base one card product at a time.

You can start providing new kinds of payment products risk-free, discover the undiscovered opportunities for growing your future customer base and scale fast before your fintech competitors do.


You’ll always have top industry experts experienced in building a new bank within your reach: they’ll guide you towards your goal – every step of the way, all the way.


We know moving your card business to the cloud might sound like a big move, but with us you don’t need to do a big-bang migration. You won’t be stuck with us in the long term or need to invest in heavy migrations.

Our platform works as a parallel system for your cards, which means you can start with one card product for a niche that holds a lot of potential.

Turn your use cases into a competitive advantage.

How to get started unlocking the opportunities in the cloud? First, we need to understand your short-term and long-term goals and needs. Based on that, we’ll configure your solution with the features and tools you’ll need for your payment card use cases.

Hear it from customers – they love and praise us!

As a customer, you’ll get everything you need to create card products that your niche customers and end-users worldwide can trust and love. Check out what our customers think about working with us!

Hear it from customers – they love and praise us!

As a customer, you’ll get everything you need to create card products that your niche customers and end-users worldwide can trust and love. Check out what our customers think about working with us!

We and Enfuce spoke the same no-nonsense language right from the start. Like us, they don’t beat around the bush. We understand how they work, and they understand how we work. This is a huge asset for us when it comes to technical discussions and development.

Jean-Daniel Guyot, Co-founder and President of the Management Board at Memo Bank

The collaboration with Enfuce is enabling us to offer more cutting-edge features to our existing and new customers faster. With their card-issuing service, we’ve been able to smoothly and quickly onboard end-users in six markets.

Niccolo Perra, CTO and Co-Founder at Pleo

With a card issuing solution, we have been able to further strengthen our value proposition for the increasingly demanding market by introducing new functionalities fast.

Jonas Hultin, CEO at Rocker

Enfuce has enabled us to build smarter and socially conscious banking services. They’re not only a partner in our venture, they are a crucial element in our above-and-beyond value proposition to our customers.

Haukur Skúlason, CEO at indó

Enfuce’s service enabled us to meet and exceed all PSD2 requirements, and tap fully into the opportunities of open banking. With Enfuce’s platform and industry-leading expertise, everything was taken care of — from the fine print to fully deployed APIs.

Jari Jokisilta, Head of Baltic Development and Maintenance, OP Corporate Bank, Baltic Banking

The Ultimate Guide to Payments RFX

By reading this guide, you’ll learn the best practices and concrete steps for building an RFX questionnaire: It’ll help you choose a vendor that understands your needs and grows with your business.

The ultimate guide to payments RFX

Get your payment product live fast and smoothly.

Smooth onboarding is not just a tech project but also a collaboration project. There are three cornerstones of how we plan your onboarding.



Having clear documentation and a structured plan is key. Our proven and tested off-the-shelf features make sure that you don’t always have to start from scratch. The tech also needs to be secure, compliant and scalable. 



You’ll be assigned a specific Customer Success Manager (CSM). As your one-stop contact for anything you need, the CSM also makes sure your project proceeds according to plan and gets you access to the resources you need, when you need them.



Your onboarding follows a four-phase project structure that helps you build your app towards our APIs in a focused way. You won’t have to wait for large building blocks to fall in place before you can start.  

This is how we help you

issue cards in only eight weeks

It’s up to you when we start working together. With decades of experience, we’ll together plan the card project step by step and help you grow your customer base one segment at a time.


Solution design

  • Workshops with our experts
  • Defining your card solution


  • Product configuration
    • Required enablers
    • UI and app design


  • Street pilot and initial user feedback
  • Launch your card

Scaling up

  • Enter new geographical market
  • Grow your userbase


  • Continuous user analytics
  • Unlock new features

Contact us

Discover new niches and use cases that you might not have recognised before. Get in touch with us and let’s discuss your goals for the future and how we could help you achieve them.


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