Card as a Service for lending and credit fintechs

Give your customers instant access to credit and increase customer loyalty. Launch feature-rich payment cards in just eight weeks.

card as a service for lending and credit fintechs

What is Card as a Service?

Enfuce Card as a Service is a comprehensive turnkey card issuing service for lending and credit fintechs and other growth-minded companies. If you’re looking to design, launch and scale feature-rich payment cards for your customers fast, Card as a Service is for you!


Top industry experts

You don’t need to do it alone. Our experts will help in designing the payment solution to drive your success. You’ll also have our support in your everyday operations as a card issuer.

Fast time to money and ROI

Start issuing payment cards in only eight weeks. Serve your customers better by providing real-time access to credit.

Stay at the forefront

You’ll get access to the newest digital payments features throughout their journey. We were the first payment processor in cloud and have built industry-shaping features ever since.

Turnkey service

Focus on your core business and user experience while we take care of the business and compliance matters, and provide the high-performance processing platform.

Scalability and growth​

Partnering with us means low overhead for your business and only paying for what you use. You’ll benefit from our global reach and broad range of available card types and add-on features.

Increased customer loyalty

Through credit cards, you can interact with your customers in a new way and increase customer loyalty.

Card issuing and payment processing as a service

  • Instant cardholder onboarding and issuance of cards and tokens
  • BIN sponsorship and program management
  • Direct integration with Visa and Mastercard
  • Payments processing
  • Card lifecycle management
  • Fraud and dispute management
card as a service for lending and credit fintechs
card as a service for lending and credit fintechs

Complete payments portfolio

With us, you can issue both physical and virtual payment cards as well as digital wallets.

  • Prepaid, debit or credit cards for consumers and businesses
  • Full digital-first card capabilities and features
  • Apple Pay, Google Pay and Samsung Pay
  • Multi-country or multi-currency payment cards
  • 3-D Secure can be added

My Carbon Action

You can easily add our carbon footprint calculator on top of your payment solution and help your customers live more sustainably.

We’re here to help you

How to launch the winning payment card

Your complete guide to successful card issuing in 2020s — everything you need to know to issue a future-proof card product, including use cases, ecosystem partners, build vs. buy considerations, and more.

Want to learn more about the basics of payments?

Read this article to find the answers to most frequently asked questions that will help you learn who is involved in different processes and how card issuing and payment processing works in practice.


Customer stories

Success with payment services

Since 2016, we’ve built easy-to-use, safe and scalable payment solutions. Your customers will love it as do our customers, and theirs. Check out what our customers think about working with us!


“Enfuce’s turnkey card issuing service enabled us to become fully PSD2 compliant in only two weeks and issue 35,000 prepaid cards in under three months.”

Read more


This is how we do it

The latest technology and market insights are at your disposal. You’ll get a turnkey card issuing service tailored to your target market. And not only is it flexible in terms of software architecture and add-on features but also has Europe-wide geographical reach.

Fast go-to-market

Launch rapidly through streamlined processes with partners and instantly onboard users through the fully mobile process.

Tech, people and expertise

Reach stellar customer experience by combining our state-of-the-art tech and deep industry expertise.

Security and compliance in our DNA

Ensure your business is always up to speed and compliant with the changing regulatory environment.

Scale & Growth

Open and enter new markets, increase volumes, and unlock new features.

This is how we help you

issue cards in only 8 weeks:


Solution design

  • Workshops with our experts
  • Defining your card solution


  • Product configuration
    • Required enablers
    • UI and app design


  • Street pilot & initial user feedback
  • Launch your card

Scaling up

  • Enter new geographical market
  • Grow your userbase


  • Continuous user analytics
  • Unlock new features

Contact us


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