Payment Service Directive (PSD)

The EU Payment Service Directive includes multiple requirements that have to be considered by payment issuers.

Strong Customer Authentication

According to the PSD2 requirements, all payment transactions need to be verified with Strong Customer Authentication (SCA) unless an exemption applies. For more detailed information, have a look at the Authentication process during transaction processing.

Risk-based authentication

According to the PSD2 requirements, all payment transactions need to be verified with Strong Customer Authentication (SCA) unless an exemption applies. For more detailed information, have a look at the Authentication process during transaction processing.

Cross Border Payment Regulation

To comply with EU Cross Border Payment regulation (EU 2019/518) and to enable improved cardholder experience, we provide a solution to disclose the exchange rates used for card payments to the end-user. For more detailed information, have a look at this section.