View card data
‘View card data’ allows the cardholder to safely and conveniently access the data required for making an e-commerce purchase, without having access to a digital wallet or a physical card. The cardholder gets access to the full card number, expiration date and CVV2/CVC2. With this card data, your customer can make purchases at any e-commerce merchant that accepts Visa/Mastercard payment methods.
Key benefits of enabling this service:
- Your customer can make online purchases immediately after onboarding, without a physical card.
- Safe and convenient way for your customers to access payment data when needed. No need to write sensitive details on a post-it note, for instance, since the information is always available on the go.
- Easy and fast implementation to your systems with a well-designed API.
- Security and PCI compliance: Designed to avoid exposure of sensitive, PCI-categorised data to the web/app back-end. The functionality is developed, assessed, and certified for PCI DSS.
Retrieval of card data process
- Your customer initiates the request to get card data from a web or mobile application after completing SCA.
- The web/app back-end requests a token and a URL-delivered unique cardId from Enfuce which it returns to the web/app.
- With the token and URL, the web/app requests the card data.
- The card data is returned with an HTML snapshot that contains the full card number, expiration date and CVV2/CVC2. You can design the app to display the information in accordance with your own web/app design.
Have a look at the initial card data retrieval API documentation for more technical details.